Affordable. Non-Profit. Character-based lending.

We offer loans to people with poor or no credit, no collateral, or anyone who’s unable to get a loan from a major bank. We use a character-based lending model, which means we consider your character, skills and motivation when you apply.

Business Loans

Scaling up or starting from scratch? We have your business needs covered with loans up to $5000.

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See if you qualify

Foreign Credential Recognition Loans

New to Canada? Get your credentials recognized with a loan up to $15,000.

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See if you qualify

We can help you establish or improve your credit.

We work with financial partners to help you establish a credit rating. As you pay off your ACCESS loan, your credit score will improve, giving you more options for borrowing in the future.

Have a great idea? 

We offer low-interest rates and provide support to help your business soar.

Looking to have your credentials recognized in Canada?

Don’t let your skills go to waste! Learn how you can re-launch your career in Canada.

Workshop series for newcomer women 

Our Women’s Business Accelerator is a 12-session program that covers essential business skills from planning to pitching.

What our clients are saying

“Dealing with ACCESS was amazing—they were monumental in getting my business off the ground.”

Leonie Brown

“They were the only ones willing to take a chance on me”

Junior Persaud

“ACCESS was very supportive. They offered a lot of guidance.”

Monina Naverrete

Meet Our Clients

We love hearing how an ACCESS loans can change lives. Get inspired by reading some of our client success stories!

Our Supporters

Your support can change a life!

ACCESS ensures everyone in our community has the opportunity to reach their potential through sustainable employment and self-employment.

We invite you to explore the many ways you can help make a dream come true.