Loans for Skills Upgrading

The MiniMicroLoan Program is partially funded by KPMG, Ontario Trillium Foundation and Metcalf Foundation.
The program allows ACCESS to expand its product mix to include smaller loans of $200 to $1,000 in order to help more people and fill a need in the community.
The goal of the project is to improve the standard of living of people in the Greater Toronto & Hamilton Area by providing them with microloans and supports to:
• Launch or expand a small business;
• Obtain training, skills upgrading, or certification so as to improve their employment situation;
• Purchase tools of the trade (e.g. construction boots) in order to get a job.

Training and support will be offered to participants.

MiniMicroLoan Eligibility Criteria:

  • Must be 18 years of age or older;
  • Must be an Ontario Permanent Resident;
  • Must live in the Greater Toronto Area (GTA);
  • Must demonstrate at least one of the following:
    Acceptance into a training program and cost of training program;
    A job offer;
    Need for tools and/or equipment, together with cost;
    Need for business supplies and cost of supplies;
  • Completed application and necessary supporting documents
  • MiniMicroLoan Application Form - Word Document
    MiniMicroLoan Application Form - PDF

Required Documents:

  • Two government Issued IDs: e.g. driver’s license and/or passport;
  • Proof of residence, e.g. utility or phone bill;
  • Current Resume or work history;
  • Letter of enrollment into training program or course and cost info
    or Quotation(s) for tools, equipment or business related costs;
  • Three references (no family members please);
  • Credit report;
  • We may require a credit report prior to disbursing the loan;
  • We may require proof of income;
  • We will require receipt of purchase made with the loan.



For more information, please contact Otis Mushonga: otis@accessccf.com
(416) 462 - 0496