Loans for Skills Upgrading

The MiniMicroLoan Program is partially funded by KPMG, Ontario Trillium Foundation and Metcalf Foundation.

The program allows ACCESS offers smaller loans of up to $1,000 for small business or professional development.
The goal of the program is to improve the standard of living of people in the Greater Toronto & Hamilton Area by providing them with microloans and supports to:
• Launch or expand a small business;
• Obtain training, skills upgrading, or certification so as to improve their employment situation;
• Purchase tools of the trade (e.g. construction boots) in order to get a job.

MiniMicroLoan Eligibility Criteria:

  • Must be 18 years of age or older;
  • Must be a Canadian Citizen, Permanent Resident or Convention Refugee;
  • Must live in the Greater Toronto and Hamilton Area (GTHA);
  • Must demonstrate at least one of the following:
    Acceptance into a training program and cost of training program;
    A job offer;
    Need for tools and/or equipment, together with cost;
    Need for small business products/supplies, marketing material or equipment;
  • Completed application and necessary supporting documents
  • MiniMicroLoan Application Form - Word Document
    MiniMicroLoan Application Form - PDF

Required Documents:

  • Two government Issued IDs: e.g. driver’s license and/or passport;
  • Proof of residence, e.g. utility or phone bill;
  • Current Resume or work history;
  • Letter of enrollment into training program or course and cost info
    or Quotation(s) for tools, equipment or business related costs;
  • Three references (no family members please);
  • Credit report;
  • We may require a credit report prior to disbursing the loan;
  • We may require proof of income;
  • We will require receipt of purchase made with the loan.



For more information, please contact Otis Mushonga: otis@accessccf.com
(416) 462 - 0496