Loans for Training

Do you need training or skills upgrading in order to get a job or a better paying job?

ACCESS Community Capital Fund can help you with a loan of up to $5,000 for training, courses, certification or skills upgrading which will help improve your employability or lead to a more secure job or promotion.
To date we have provided loans for AZ & DZ truck driving training,

Loans for Training - Eligibility Criteria:

    To apply for a loan, you:
  • Must be 18 years of age or older;
  • Must be a Canadian Citizen, Permanent Resident or Convention Refugee,
    with the legal right to work in Canada;
  • Must live within the Greater Toronto and Hamilton Area (GTHA);
  • Must be in good standing with Canada Revenue Agency (CRA):
    Up to date on your taxes and not owing
    Have a payment plan in place with CRA and have made at least 3 consecutive monthly payments;
  • Must have an annual household income of $40,000 or less (based on the Notice of Assessment from CRA);
  • Must not be in active bankruptcy or consumer proposal
    Or have been discharged for at least six months (we will need to see discharge papers);

Required Documents:

  • Two (2) government issued IDs: e.g. driver’s license, passport and/or PR card
  • Proof of residence, e.g. utility or phone bill;
  • Current Resume or work history;
  • Letter of enrollment into training program or course and cost info
    or Quotation(s) for tools, equipment or business related costs;
  • Three references (no family members please);
  • Credit report;
  • We may require a credit report prior to disbursing the loan;
  • We may require proof of income;
  • We will require receipt of purchase made with the loan.
  • Must demonstrate at least one of the following:
    Acceptance into a training program and cost of training program;
    A job offer;
    Need for tools and/or equipment, together with cost;
    Need for small business products/supplies, marketing material or equipment;

For more information, please contact Otis Mushonga:
(416) 462 - 0496